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Article #1: Home inspection overview

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A home inspector non-invasively examines United Kingdom
the condition of a home, often in A home inspector in the United Kingdom
connection with the sale of that home. (or more precisely in England and Wales),
This process is referred to as a home is an inspector certified to carry out
inspection. the Home Condition Reports that, it is
An inspector will check the roof, expected, will become part of the new
basement, heating system, water heater, Home Information Pack.
air-conditioning system, structure, On July 18, 2006, the Government
plumbing, electrical, and many other announced the postponement of compulsory
aspects of buildings looking for damage Home Condition Reports, which had been
which may require expensive repairs, as due to become part of the Home
well as fire, safety, and health hazards. Information Packs on 1 June 2007, leaving
Think of a home inspector as a detective the future for the inspectors somewhat
searching throughout the house for clues uncertain [1]. It is expected, however,
that lead to a conclusion of the home's that they will be required to carry out
overall condition. the Energy Performance Certificatation,
A home inspector is sometimes confused which remains a mandatory part of the
with a real estate appraiser. A home packs.
inspector determines the condition of a Home inspectors are required to complete
structure, whereas an appraiser the ABBE Diploma in Home Inspection to
determines the value of a property. show they meet the standards set out for
A home cannot "fail" an inspection, as NVQ/VRQ competence based assessment
there is no score or passing grade given. (Level 4). At the time of writing (July
A professional home inspection is an 2006?) nearly 3,000 candidates who have
examination of the current condition of a registered with training and assessment
house. It is not an appraisal. It is not centres. The government have suggested
a municipal inspection, which verifies that between 7,500 and 8,000 qualified
local building code code compliance. A and licensed home inspectors will be
home inspector, therefore, will not pass needed to meet the annual demand of
or fail a house, but rather describe its nearly 1,000,000 home information packs.
physical condition and indicate what The intention is that inspectors will
components and systems may need a major carry insurance to protect consumers that
repair or replacement. rely on their inspections. There is no
North America official scheme to protect consumers from
In the United States and Canada, a uninsured inspectors should there be a
contract to purchase a house will often problem with a report which a buyer has
include a contingency that the contract relied upon. This aspect is under review
is not valid until a home inspector has by Yvette Cooper on behalf of the
inspected the property (and the contract Government.
will usually provide for how problems Pre-delivery inspection
found in inspection are to be remedied). The pre-delivery inspection, which
In many states and provinces, home generally applies to newly-built homes,
inspectors are required to be licensed is a real estate term that means the
but typically, licensed professional buyer has the option (or requirement,
engineers are exempt from home inspector depending upon how the real estate
licensing since their license to practice contract is written) to inspect the
engineering covers home inspections. property prior to closing or settlement.
Typical requirements for obtaining a These inspections generally takes place
license are to complete an approved up to a week before a closing, and they
training course and/or to pass an generally allow buyers the first
examination selected by the state's opportunity to inspect their new home.
licensing board. Several states and Additionally, the inspection is to ensure
provinces also require inspectors to that all terms of the contract have been
periodically obtain continuing education met, that the home is substantially
credits in order to renew their licenses. completed, and that major items are in
A home inspection is often referred to as working order.
an "engineering report", although many Along with a representative of the
home inspectors are not licensed builder (generally the construction
professional engineers. The essential supervisor or foreman), the buyers may be
difference between a home inspector and a accompanied by a home inspector of their
professional engineer is that the choice. Any noted defects are added to a
professional engineer can offer opinions punch list for completion prior to
based upon engineering judgment and can closing. Often a second inspection is
design specifications for repair or conducted to ensure that the defects have
reinforcement of a structural deficiency, been corrected.
although engineering design is typically Many local governments within the United
outside the scope and fee structure of a States and Canada require that new-home
standard home inspection. Either way, builders provide a home warranty for a
anyone entering the home inspection field limited period, and this typically
should be trained in the unique results in home builders conducting a
discipline of home inspection. Assuming pre-delivery inspection with the buyer.
that the home inspector or licensed In a resale situation, this type of
engineer has been properly trained and inspection is often termed the "final
has sufficient experience, either person walk-through", and, based on the
should be able to provide a satisfactory, contract's provisions, it allows the
detailed inspection of a property. buyer the opportunity to inspect the home
Currently, more than thirty U.S. states prior to closing to ensure that
regulate the home inspection industry in agreed-upon repairs or improvements have
some form. been completed.






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