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Builder's Warranty Versus Home Inspection

Many home builders will convince a buyer thatit could be a few years down the road. Many
there is no need for a home inspection at aof the other more serious problems found at
new home. The builder will even dangle anew houses are also typically down in the
carrot in front of the buyer - who is likelycrawl space: dirt packed around posts and
to be feeling a cash crunch -- by offering aother structural wood that will rot; plumbing
one-year warranty on the home. Now, stop andpipes that leak or drains that are not hooked
think about it. If the builder is so sureinto  the  system,  which  can  be  nasty.
that the home is properly built, and the
project is completed, why is he or she soOne thing you can count on is that, one year
worried about having an independent homelater, unless the buyer finds and reports
inspector go through the property? In myproblems, the builder is not going to drive
experience, the answer is simple: The builderout to the house and seek out trouble. As a
knows there will be problems found and,safeguard, some people will, eleven months
almost always, these issues will require theafter they move in, hire a home inspector to
builder's crew to come back on site to makefind issues to report to the builder at the
modifications or repairs. That costs theeleventh hour. The problem with that has to
builder  time  and  money.do with "clout." The buyer has lots of power
prior to closing -- when he or she has
Understand this: The builder makes a livingcontrol over hundreds of thousands of dollars
by moving his crew to new jobs, finishing andthat the builder wants. After closing, the
selling those houses. The builder does notcircumstances change and the builder has the
benefit financially if it is necessary tomoney,  and  the  clout.
linger at any one job. Therefore, a home
inspector's findings and repairIn fact, I know of a situation where the
recommendations are likely to slow down thebuyer, a year later, was completely ignored
builder by making it necessary to send a crewby the builder, despite having valid worries.
back to a previously completed project.That particular builder knew that, even
Obviously, the builder does not like that! Ithough there were legitimate problems that
always keep forefront in my mind that mywere aggravating, it was not likely that the
client is the buyer, not the builder.buyer would spend the money to file a
Realizing that, I always recommend that mylawsuit. In one case I know of, a buyer had
clients get an independent home inspection bybeen told before closing that he was being
a competent residential home inspector who isprovided with a one-year builder's warranty.
also a licensed structural pest inspector. IEleven months later, when a home inspector
want problems identified, and or repaired,reported significant standing water in the
prior to closing in both older homes and newcrawl space, the homeowner could not find
homes.anything in writing to support his
understanding that there was a builder's
Without going into too much detail, here arewarranty. The builder was unresponsive to
some of the complications involved if one isrepair requests. This scenario might lead to
counting on a builder's warranty as alawsuits that draw into the mess parties that
substitute for a proper home inspection. Inshould have little or no blame in the
my market, a large number of the problemsdispute, such as realtors or title companies.
found at new homes are concealed and will not
manifest themselves as issues until some timeIt is, because of complications like this,
down the road - likely more than a year away.that I recommend the simplest and the correct
For example, people do not go into theirpath: I urge all of my buyers to have an
crawl spaces and significant standing waterindependent home inspection prior to closing.
in the crawl space is one of the most commonThat advice applies to those purchasing brand
problems  with  new  construction.new homes or older homes. I believe that, in
all cases, my clients are better off
From day one, as this water evaporates up, itnegotiating solutions to problems prior to
will lead to excess moisture in thetheir closing the deal and moving in. That
structural wood, insulation and up inside thescenario is preferable for the clients, the
home. Over time, this is likely to attractrealtors involved and everyone -- except
wood destroying organisms such as rot, ormaybe some of the builders. I like to see all
even wood destroying insects that favor moistof the problems put on the table early in the
environs. Excess moisture is a primenegotiations so I do not have upset, angry or
contributor to eventual mold growth in thediscouraged clients down the road. If you
crawl space or even up inside the house orenjoy repeat business and happy clients, it
walls. Yet, unless there is a musty odor, oris just good business - that creates goodwill
some obvious clue at some point, this problem-- to protect your clients by seeing to it
would not be identified or even noticed bythat they know the benefits of having a
the average homeowner. Make no mistake aboutcompetent inspector do an independent home
it, the problem will make itself known, butinspection prior to buying any home.



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