Buying a Home 'As-Is' - Should You Be Worried?

Most homes are sold 'as is." In fact, the formIf the problem has been disclosed by the Seller, the
Residential Purchase Agreement used by mostBuyer has no cause to complain at a later date. He
brokers has a pre-printed 'as is' clause stating thatcould have walked away from the deal or
the property is sold 'as is' without any warranty andrenegotiated. However, if the Seller knew about the
in its present physical condition. In a recent purchase,problem but did not disclose it, the Buyer may have a
I was asked by the seller to also sign a specialclaim against the Seller.
lawyer-prepared document which reiterated (in a fullIn a recent case, our client purchased a multi-million
page of legalese) that the property was being solddollar home only to find that the winter rains brought
'as is.' My first instinct was to ask: What is wrongextensive leaking. The professional inspection had
with this property and am I losing all of my rights bynoted that the roof should be maintained yearly and
agreeing to buy it 'as is?would have to be replaced in three years. However,
There is no clear-cut answer but a quick explanationit had not uncovered any leaking, and the Seller made
of the law should put your mind at ease when buyingno mention of roof leaks in the Disclosure Statement.
a property 'as is.'However, the gardener and housekeeper, both of
What is wrong with This Property?whom had worked for the Seller, remembered
As the Agreement notes, 'as is' means that the Sellernumerous roof leaks while the Seller lived in the
is not making any warranties about the condition ofhouse.
the property. Selling 'as is' does not necessarily meanThe Seller argued that (1) the house was being sold
that anything is wrong with the property. The Buyer,'as is' and (2) the inspection put the Buyer on notice
however, should have a professional inspector look atthat the roof was in bad shape, thereby absolving
the property and accompany the inspector as heher of any liability. In any event, she also claimed to
examines the property. The inspector's trained eyehave repaired the leaks and thought that they had
will catch items that you may not notice.been fixed.
Am I losing All of My Rights?While the inspector may have noted the limited life
If it turns out that a problem arises with theof the roof, the Seller was still required to disclose
property after the deal has been closed, whatthe leaking. The leaks were a material fact affecting
remedy does a Buyer have in an 'as is' sale? The 'asthe value (and habitability) of the home. In this case,
is' clause works in concert with other laws, mostneither the Buyer nor the inspector could have
notably California Civil Code §1102. This sectiondiscovered the leaks in a visual inspection of the
requires that the Seller provide the Buyer with aproperty. (Interestingly, because of liability issues,
detailed Real Estate Transfer Disclosure Statement.professional inspectors often will not allow the Buyer
The Disclosure Statement addresses almost everyto follow them up to the roof, at least not on the
conceivable defect with the property-from theinspector's ladder!) The Seller settled with the Buyer,
presence of contaminants to lawsuits against theand the roof was replaced.
property. In general, the Seller is under a duty toSo, rest assured, although you may be buying the
disclose any and all facts materially affecting thehouse 'as is,' the Seller is not excused from disclosing
value or desirability of the property which are knownmaterial problems in the Disclosure Statement. And in
only to him and which he knows are not known to,the event the Seller fails to make these required
or reasonably discoverable by, the Buyer. Even louddisclosures, the Buyer has a legal remedy, despite the
or obnoxious neighbors must be disclosed.'as is' provisions of the Agreement.