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The ASHI Code of Ethics details the core guidelines of home inspection professionalism and home inspection ethics. Covering crucial issues such as conflicts of interest, good faith and public perception, these home inspection ethics are central pillars of home inspection professionalism for the entire industry. Integrity, honesty, and objectivity are fundamental principles embodied by this Code, which sets forth obligations of ethical conduct for the home inspection profession. The Membership of ASHI has adopted this Code to provide high ethical standards to safeguard the public and the profession. Inspectors shall comply with this Code, shall avoid association with any enterprise whose practices...

Since its inception in 1986, the National Institute of Building Inspectors has trained thousands of home inspectors in the United States and Canada. NIBI Home Inspection Training Classes are offered throughout the year at intervals of approximately six to eight weeks. These sessions are held in the Institute's dedicated training facility in Bound Brook, New Jersey. NIBI Online, an innovative web-based learning program for the home inspection profession, is now also available. Classroom and online students receive a broad and thorough grounding in all areas of residential construction with emphasis on inspection standards and common concerns related to home inspections. Due to the variety of ages...

It is really nerve-wracking to search and choose the right house. There are so many choices sometimes, good ones, but the prices are wrong, when the price is right, the house is wrong and so on. There are a few basics however to keep in mind when you want to buy a house: 1.Get an agent: This is sound advice, unless you are well experienced in the buying and selling of house business. It is also good advice because more than 80 percent of the property goes through agents and if you do not have an agent you cannot have access to that large percentage of house. What you will get to see is about 20 per cent of the houses who are owner sold. 2.Choose an agent wisely: it is one thing to decide to get an...

When facing a cash crunch, the last thing you need is to rush around from pillar to post trying to generate funds to tide over the emergency. Whether it is a medical emergency, car repair, or just bad financial planning, one way to get a breather is to avail a quick payday loan.And, now the facility is available online. Many sites like or will process your application online and the cash will be in your bank account the next business day. Cash advances online have simple procedures and the turnaround time is around 24 hours.The benefits are:1. You can solve your problem right from your home or office. All you need to do is surf the net and find a payday loan site that fulfills your needs.2. Most...

First Time Homebuyer Information - Mortgage Loans and Home Loans 06th May 2007 Author: Heartland Financial Corporation Buying a home as a first time homebuyer is one of the most important personal and financial decisions you'll ever make. That's why Heartland Financial Corporation and Heartland Homes Corporation wants you to have a step-by-step guide to help you find and buy your first home. We're also here to answer your questions. We want your first time homebuyer experience to be both hassle-free and rewarding. The following first time homebuyer guide explains the real estate and mortgage financing process in plain English. What you're about to read is an overview of the procedures normally...

When you think of buying or selling a home, it is typical that a home inspection will be conducted. Home inspection is a walk-through of you home in order to scrutinize the condition of the property. This helps to identify problems that might become significant during the transfer of ownership of the home. A professional inspector usually conducts this. But before you hire a professional home inspector, you can inspect your own home using a home inspection checklist. This way, you can spot potential problems that you can discuss with the inspector later.A good home inspection checklist will help you remember things as you walk through your property and look for potential problems. You should include...

If you're in the process of house hunting, here's a tip that you should pay careful attention to: Whether you are considering buying a brand new house, and older house in good shape, or a handyman special, get the house inspected before closing the sale. An inspection will cost you a few hundred dollars, but the knowledge you will gain - and the money you can possibly save - are a wise investment! While a home inspection is recommended by any good realtor, anyone who has been through the house buying process knows that a home inspection is very important. In general (and it may be different in your state) home inspectors are NOT licensed contractors. So, while they will look at the overall condition...

Ten or so years ago, an international consultant, specializing in employee involvement and team development, published a story relating to workplace communication that is heartwarming and damning at the same time. In 1981, Peter Grazer was working as the project engineer on a construction project to modernize a silicon manufacturing facility in St. Louis, Missouri. A crew of ironworkers had been assigned a particularly daunting task of erecting some structural steel in a difficult to reach area of the plant. Unfazed by the complexity of the assignment, the ironworkers completed the work weeks ahead of schedule, well under budget, and without safety problems. Grazer and his colleagues of the...

What To Expect: Home buyers sometimes buy their home in on impulse. Home inspectors can help home buyers avoid buyers remorse by reporting on home defects and problems before the home buyer finds them after closing. Professional home inspectors assist home buying clients with the tools they need to make an educated choice regarding the quality and condition of their potential new home. Home buyers must take care to hire the most experienced home inspector they can afford and make sure the person they hire has their best interest solely in mind. Inspectors who rely on realtors for referrals sometimes have moral dilemmas.Buyers Benefits: A professional home inspection is the best way for potential...

When facing a cash crunch, the last thing you need is to rush around from pillar to post trying to generate funds to tide over the emergency. Whether it is a medical emergency, car repair, or just bad financial planning, one way to get a breather is to avail a quick payday loan.And, now the facility is available online. Many sites like or will process your application online and the cash will be in your bank account the next business day. Cash advances online have simple procedures and the turnaround time is around 24 hours.The benefits are:1. You can solve your problem right from your home or office. All you need to do is surf the net and find a payday loan site that fulfills your needs.2. Most...

What To Expect: Home buyers sometimes buy their home in on impulse. Home inspectors can help home buyers avoid buyers remorse by reporting on home defects and problems before the home buyer finds them after closing. Professional home inspectors assist home buying clients with the tools they need to make an educated choice regarding the quality and condition of their potential new home. Home buyers must take care to hire the most experienced home inspector they can afford and make sure the person they hire has their best interest solely in mind. Inspectors who rely on realtors for referrals sometimes have moral dilemmas.Buyers Benefits: A professional home inspection is the best way for potential...

Have you ever wondered why some people always seem to buy properties at greatly discounted prices? The Theory of Value investing or the art of investing in something that has value but is currently undervalued by the market can be applied to Real Estate Investment and provided you do your sums correctly, you can make money from such an endeavour. This article will explore three general areas that you can consider examining to look for bargain Real Estate Investment Properties and explain how you can take advantage of them. 1. Tax Foreclosures Its not uncommon for rich people to leave large properties for their children but without realizing that sometimes the Property Tax levied on the property...

When facing a cash crunch, the last thing you need is to rush around from pillar to post trying to generate funds to tide over the emergency. Whether it is a medical emergency, car repair, or just bad financial planning, one way to get a breather is to avail a quick payday loan.And, now the facility is available online. Many sites like or will process your application online and the cash will be in your bank account the next business day. Cash advances online have simple procedures and the turnaround time is around 24 hours.The benefits are:1. You can solve your problem right from your home or office. All you need to do is surf the net and find a payday loan site that fulfills your needs.2. Most...

What To Expect: Home buyers sometimes buy their home in on impulse. Home inspectors can help home buyers avoid buyers remorse by reporting on home defects and problems before the home buyer finds them after closing. Professional home inspectors assist home buying clients with the tools they need to make an educated choice regarding the quality and condition of their potential new home. Home buyers must take care to hire the most experienced home inspector they can afford and make sure the person they hire has their best interest solely in mind. Inspectors who rely on realtors for referrals sometimes have moral dilemmas.Buyers Benefits: A professional home inspection is the best way for potential...

TAPS:There are four main finishes for taps and showers:Chrome, the hardest wearing finish, usually last over 20 years.Antique Gold, used more on traditional style suites, is generally a soft finish which will last approximately 3 years with day to day use but in a rarely used second bathroom could last as long as 10 years.Nickel (either brushed or polished) is the softest finish and would normally be for decorative house bathrooms that are rarely used.Powder coated, not as common in taps but still used on showers, is where the product is coated with a layer of coloured plastic. There are many types of tap configuration for baths, basins and bidets. Each type has its own advantages and...

When facing a cash crunch, the last thing you need is to rush around from pillar to post trying to generate funds to tide over the emergency. Whether it is a medical emergency, car repair, or just bad financial planning, one way to get a breather is to avail a quick payday loan.And, now the facility is available online. Many sites like or will process your application online and the cash will be in your bank account the next business day. Cash advances online have simple procedures and the turnaround time is around 24 hours.The benefits are:1. You can solve your problem right from your home or office. All you need to do is surf the net and find a payday loan site that fulfills your needs.2. Most...

Real estate investors know how to make money buying distressed houses. Investors recognize that bargain houses offer the best way to make a return quickly.Bargain houses also open up a way for first-time home buyers to buy with little or no savings for a down payment. If you want to reduce the amount of down payment needed to buy a house, get the seller to pay your closing costs. In a hot seller's market when more buyers compete for the same properties, you either need to increase the purchase price to cover your closing costs or find a distressed seller.A bargain house may be in bad shape or the seller may be distressed. Home sellers who suffer from problems such as job loss or transfer, divorce...

The Big IdeaOkay. So youve figured out that you would like to write for magazines, newspapers, and e-zines. Unfortunately, so have about eight gazillion other people on this planet. Therefore, you have to stand out from the crowd. You have to sparkle. How do you do this? Simple. It all starts with The Big Idea. The first secret you must learn in this funny business is that you dont actually have to write the whole article to get a job. In fact, only bright green novices attempt to write the whole thing before selling it. What you do need, however, is the IDEA for the great story. You will use this great idea to convince editors to pay you exorbitant amounts of money via a proposal letter...

Getting familiar with recordable DVD formats Probably everyone nowadays had a need to transfer information between several PC's or make a backup copy of favorite movie. Recordable DVDs (DVD-Rs) serve this purpose very well, but it could be quite hard to get familiar with all the different types of them. While in CD era there were only two formats, namely CD-R for recordable and CD-RW for rewritable disk, for DVD it is not that simple. The fight between manufacturers to enforce their own formats led to the mess of the biblical scale. Besides DVD-R and DVD-RW, in most shops it is possible to encounter DVD+R, DVD+RW and even mysterious DVD-RAM. And there is no guarantee that your DVD drive will be able...

Some home sellers just don't get it. They've upgraded their home with every whistle and bell, had an interior designer in to spruce everything up. Potential buyers though take a brisk tour with their arms folded, before you realize it the showing is over, but maybe it never began. Outside they can't wait to wash their hands and breathe some fresh air. Dirty homes no matter how fancy are more difficult to sell.Home sellers need to understand that marketing a home is not like living in it day-to-day, and you have a very limited window of time to make a good first impression from the cleanliness quotient. The cleanliness quotient can seal or kill a home. Mark Nash author of 1001 Tips for Buying and...

Howard Gardner's theory of multiple intelligences is based on the premise that each individual's intelligence is composed of multiple "intelligences," each of which has its own independent operating system within the brain. These intelligences include: verbal-linguistic, logical-mathematical, spatial, bodily-kinesthetic, musical, interpersonal, intrapersonal, and naturalist.The verbal-linguistic intelligence is the use of both written and spoken language for the purpose of communication. Those possessing the verbal-linguistic intelligence are sensitive to the meanings, sounds, and rhythms of words. They love reading, poetry, tongue twisters, puns, humor, puzzles, and riddles.The logical-mathematical...

When it comes to e-commerce, the time-tested cliché is, "Content is king." In this case, the cliché is correct.ContentFor the purpose of this article, content is defined as pages of text on your site. Content is often broken down into two categories, primary pages and information pages. Primary pages are the core of a site, to wit, the home, FAQ, site map, about us, contact us and service or product pages. Information pages are additional pages that support the primary pages, explain your service or product and answer questions. Primary pages convert visitors while information pages generate traffic.Primary PagesPreparing content for your primary pages must be done carefully. You should have a...

There are several steps to take in the mortgage process. The following is a list of the best steps to take in order to ensure a smooth and simple transaction.1. Get Pre-Approved FirstDuring the pre-approval process all the information necessary to complete a mortgage transaction will be collected. A pre-approval is substantially different from a pre-qualification. A pre-approval is the process of actually getting approved for a mortgage without having an actual property picked out yet. Having a pre-approval helps substantially and will also help in negotiating with a seller. After all, a pre-approval tells the seller that your offer is already approved and informs them that you are ready to move...

Does writing a proposal seem confusing? Not sure what format to use or what information to include? This is a simple guide to writing a great proposal that will increase your new business and sales.The key to securing new business is in building a relationship with your prospective clients and showing them you can delivery exactly what they want. A well-constructed proposal can do this for you and can dramatically increase sales and business. Don't miss the sample proposal at the end!FIRST STEPSThe first step of the process to securing new business is of course making the contact. Once you have the contact or you must build the business relationship. This can easily be done through a simple...

Choosing the wrong Home Inspector can cost you a lot more than the fee you paid. If you choose a home inspector solely on price alone, your headed down a dangerous highway.I'm still amazed at people who will spend countless hours, days and months looking for just the right home and then choose a home inspector solely because he was $50 or $100 than the next guy.Home Inspector Schools are turning out record number of new inspectors. These people come from all walks of life. One week they are the door greeter at a department store, the next they're a "Certified" home inspector.Before choosing any inspector there are some things you need to know.Tip #1: Research, research and research some more. Find...

While many buyers are enamored with the idea purchasing a house, they often fail to fully investigate the house in question. House inspectors can do this for you, but you should also attend the inspection. Why Buyers Should Attend House Inspections While you are out looking a perspective houses, you probably noticed a few things. Unless the seller is foolish, most houses are going to be in excellent shape. The landscaping will be nice and up-to-date, the painful look excellent, the house will be very clean and so on. You will find this on most houses for one primary reason. The seller wants to sell the house! The question, of course, is whether the house is truly in good shape, or just looks nice...

The clause (c) of Electronic Crime Act 2004 has been defied Cyber Stalking as defined in XXII of the Pakistan Penal Code 1860 and also clause (g) defines defamation which means Section 499 of the Pakistan Penal code 1860; but no as such provision are included on matter connect with commission of offence of electronically misuse and infringement of Internet Domain Names as Trade Marks which have defined in Chapter XIII Trade Marks Ordinance 2001.The section 8 has defined the offence of fraud but the misrepresentation has not been declared as offence. The fraud and misrepresentation are two different offences. I recommend here that new section should be added to include the misrepresentation as...

One reason the rescue and relief effort regarding Katrina has been handled the way we're seeing it is because of the Spirit of Confusion that has settled over that region. As you know, we battle not against flesh and blood (Eph, 6:12). But we cannot expect the government and law enforcement agencies to understand this. Heck, most Christians don't even have a handle on this truth.Over the centuries, there's been a whole lot of witchcraft practiced down in the Gulf Coast, not to mention the mockery of what is commonly referred to as "Carnival," a word meaning, "to remove flesh" which has actually come to stand for sowing TO the flesh. In other words, during the week before Lent - a time intended for...

What To Expect: Home buyers sometimes buy their home in on impulse. Home inspectors can help home buyers avoid buyers remorse by reporting on home defects and problems before the home buyer finds them after closing. Professional home inspectors assist home buying clients with the tools they need to make an educated choice regarding the quality and condition of their potential new home. Home buyers must take care to hire the most experienced home inspector they can afford and make sure the person they hire has their best interest solely in mind. Inspectors who rely on realtors for referrals sometimes have moral dilemmas.Buyers Benefits: A professional home inspection is the best way for potential...

During the past few weeks several mortgage lenders have announced that they will now offer 50-year mortgages. This is a curious idea, but not as curious as it could be: At the height of the real estate boom in Japan some homes were financed with 100-year mortgages.The 30-year mortgage that is now the gold standard of American home finance was once virtually unknown. In the early part of the 20th century most mortgages in the U.S. were "term" loans, mortgages that lasted just five years. Since most of the debt could not be repaid in five years, at the end of the term owners would go out and get replacement five-year mortgages.This system worked fairly well until the 1930s. Then the Depression drove...

I don't know when I started looking for the meaning of life; probably a few years back after my grandmother died. I thought I found it many times, but I was wrong. It changed with new wisdom, new thoughts and beliefs. It's what everyone wants to know, but maybe none are able to handle.I will never know everything there is to know in life; I will never know what no mortal can know. I will live for a purpose I can't explain, that no one can, but I will still live. I will love life for no matter what it is. Life is me, in my soul, in my mind, and in my heart. I wasn't created to live it, I was created to be it. Life is what we were given, our gift from existence. I will never forget this, no matter how...

Whenever a house is bought or sold a home inspection is a common practice that alerts both homeowners and buyers to the condition of the property in question. When you are in need of a home inspection in Canada or the US, you should choose only those who incorporate the Standards of Practice of ASHI/CAHPI (American Society of Home Inspectors/Canadian Association of Home and Property Inspectors). Home inspectors will enter a home and analyze all of the major components that make up a house purchase. This is a valuable tool for both buyers and homeowners. Buyers will be able to make informed decisions on making an offer on a piece of property. Homeowners will know the sort of repairs or enhancements...

Don't get confusedIf you have made your mind up to start using a digital camera, or perhaps upgrading from an existing one, then you can be forgiven for being confused. There are thousands of digital cameras available and they all display a confusing array of specifications. And digital photography was supposed to make photography easy, wasn't it?Luckily, many of the functions that digital cameras have are common to all so it is often down to personal choice as to which one is for you. How do you plan to use your camera? When? How much can you afford to spend?Don't worry about terminologyThe easiest mistake to make is to go for the greatest megapixels when choosing a camera. But this won't get you...

Most homes are sold 'as is." In fact, the form Residential Purchase Agreement used by most brokers has a pre-printed 'as is' clause stating that the property is sold 'as is' without any warranty and in its present physical condition. In a recent purchase, I was asked by the seller to also sign a special lawyer-prepared document which reiterated (in a full page of legalese) that the property was being sold 'as is.' My first instinct was to ask: What is wrong with this property and am I losing all of my rights by agreeing to buy it 'as is? There is no clear-cut answer but a quick explanation of the law should put your mind at ease when buying a property 'as is.' What is wrong with This Property? As...

Here are 22 simple but highly effective methods to build anemail opt-in list easily...List RentingOne of the quickest ways to build an opt-in list is to rent a list from a company.These lists are normally targeted and you can request what demographics you are looking for.The company can then provide you with such a list that you can then market to and try to get them to opt in to your personal list. These opt-in prospects will now become your list members.There are many companies that sell leads but you'll have to exercise caution here. You should never buy harvested email addresses that usually come in the millions on CDs for $9.95. Emailing to such list can get you trouble fast.There are other...

Demographic trends influence almost every aspect of life, from business planning to provision of healthcare, from education to style. Age, income, ethnicity, gender, mobility, employment and other demographic factors determine the shape of our society. Real estate is no less affected by the ebbs and flows of demographic trends, particularly income, aging, family situations and employment. For commercial real estate investors, the stakes are particularly high. Investing in commercial real estate, for example requires the ability to forecast where there will be a growing population, and/or where the population's average income will be increasing. In fact, commercial property investment...

Buying a house in a foreing country can be a tricky business. When youwant to buy abroad, you better seek good advice. In many different European countrys you find estate agents that speak more languages andcan be of good help to find the right property and to help you with tecontracts. It can also be very important to ask a builder for a reportof the building condition of te property you want to buy before yousign any contract at all. the Inspection is designed to disclosedefects in the property that could materially affect its safety,livability, or resale value. It is not designed to disclose cosmeticdeficiencies (for example, an interior wall that needs paint touchup). You will need to determine...

Insanity in the Sign & Graphics IndustryEinstein's DefinitionAlbert Einstein once said "The definition of insanity is doing the same thing over and over again and expecting different results". Think about this quote for a second and ask yourself, does this quote apply to the way you run your company?Have you been doing the same thing over and over again expecting different results? If so, then you might want to keep on reading. In a world where technology is becoming a key productivity tool to the success of any business, it simply comes down to, are you accepting and harnessing technology or rejecting it. Are you willing to change or will you do the same thing over and over again? THere are...

Termites are not lured to the termite baits, one must wait until they encounter them by "chance" during their random foraging activities. Systems like this are very expensive to install and they require maintenance every single month in order to stand a chance at being effective. Until such time as the termites "take the bait" they can continue to damage the home. Sometimes termites will continue to damage the home even after they "take the bait".On think is for sure, termite companies make more money installing baiting systems, the bait stations are cheap, they can be installed by unskilled help and best of all the company charges you more money for something that costs them less and the company...

The comparable sales in a one-mile area around the property will be the ones you want to be looking at. This is a general rule. There are many areas where you have do comparable sales block-by-block, or street-by-street. A comparable sale would be a similar property that has sold in the last six months compared to the one you are buying. For example, if you were going to buy a 1000 square foot, 3 bedroom house, brick, with attached 2 car garage, and full basement, you would want to look for similar properties in that one mile radius or closer, in some cases. If you are looking at a house that differs in size, square footage, bedrooms you will need to make adjustment in pricing to have a comparable...

The two party system in America has not been troublesome up to recent days for several reasons. Firstly, it was always taken for granted that the singular goal of each party was identical. That goal was doing what was best for the country. The only real difference between the partisans was how to accomplish that goal. The American public trusted that the goal was singular and pervasive in the minds of most of our statesmen and we trusted that they would work out the ways and means and the country would move forward at the end of the day. Why is this not the case today?Why have the differences that could be used to stimulate debate and excite reason dissimulated. Now the differences are likely to...

What To Expect: Home buyers sometimes buy their home in on impulse. Home inspectors can help home buyers avoid buyers remorse by reporting on home defects and problems before the home buyer finds them after closing. Professional home inspectors assist home buying clients with the tools they need to make an educated choice regarding the quality and condition of their potential new home. Home buyers must take care to hire the most experienced home inspector they can afford and make sure the person they hire has their best interest solely in mind. Inspectors who rely on realtors for referrals sometimes have moral dilemmas.Buyers Benefits: A professional home inspection is the best way for potential...

Myself and many others are living proof that by changing your mental and physical habits, you can build your wealth. This mini-course focuses on changing or fine-tuning your mental habits and attitudes toward real estate investment so that you can profit at will. It's about getting your mindset right.By mindset, I mean your way of looking at, and approaching your real estate investment business. This includes the way you perceive your business. It also includes what you allow to impress and intimidate you, also what challenges and excites you.Note: This article is the introductory session in a soon to be released mini-course entitled "The Mind of the Real Estate Investor" and the full course...

Beauty is a word just like any the word. Looking it up in Webster's II New Riverside Dictionary it means "A quality or combination of qualities that delights the senses or appeals to the mind." Nice words. It really doesn't say anything about defining beauty.When it comes to defining beauty one might envision that famous model walking down a catwalk with a frown on her face and a some fancy designer clothes on her back. Or maybe that guy in the latest action movie shirt-less that just takes your breath away, making your heart pound in your chest. Handsome equals Beauty just depending on the person thinking about it.Still, what is the meaning of beauty?(Don't bother looking it up again.) What is...

If you could put more money in your pocket, this summer, would you? Well, you can, by lowering your cooling bill. Chances are, it's higher than it needs to be. You'll be surprised at what you can save. No sacrifice required. Check out these quick and easy maintenance tips that can put you on your way to lower bills in no time. Quick Facts About Your Central AC Your central air conditioning (AC) system circulates cool air through your house through supply and return ducts (often the same ducts used for heat in the winter). A typical central AC system has an evaporator, condenser and compressor in a single cabinet located outside the house (usually on a concrete slab right next to it), or alternately...

"It means to only have one God, which is God. When we find something, we don't go gaga over it. We still pray to God and not to the new thing," says Ashley, 11.For a fuller understanding of "gaga," let's go to Cory, 11: "When the commandment says to have no other gods 'before Me,' it means to love something more than God."Lee, 8, gets specific: "You should worship God instead of your bike, Nintendo, computer or TV. You should read the Bible more."The average American watches more than four hours of television a day. Lee, do you mean I shouldn't veg out in front of the tube for 28 hours a week? After all, I don't actually worship. I spend at least two hours a week in church on Sunday. Does God want...

Is there any good reason to do your own home inspection? How about to get a better deal. Every flaw you can find is a negotiating point. You don't have to learn building codes, and you probably should use a professional inspector in any case. The point of learning what to look for is to protect yourself and get a better deal.Home Inspection - Use A ChecklistA good home inspection checklist, keeps you from forgetting things. I have more than a hundred items on my own list. Think you could keep all these items in mind as you walk through a property? For tht matter, did you remember to look for water stains on the basement walls the last time you looked at a house? Bring a list!Good lists are organized...

A house buying checklist will keep you from forgetting something important, and help make the whole process a little less chaotic. It is perhaps best to put together your own list according to your own needs. Here are some of the items you will want to include. ___ Prepare to buy a house. Figure out the monthly payment you can afford, but also how much you want to afford, if you have other major goals. Take a look at your credit report. Take actions to improve your credit score. List what you want or need in a home, prioritizing each item it in case you can't get everything. ___ Narrow the search to an area you like. Consider what you need to be comfortable. You can use online resources to...

Should you do your own pre-purchase inspection? Yes and no. Yes, you should inspect a house before you write an offer on it. Then you should put an inspection contingency clause in the offer, and hire a professional inspector. Why do both?Doing your own inspection can help you get a better deal. Each cracked window or leaky toilet you can find is a negotiating point. You see, you could just make a low offer, but a seller is more likely to accept your offer if you have reasons for it being lower. In fact, you should attach a list of your concerns to the offer, as an explanation and justification for your price.Use a list as you walk through the house. Using a home inspection checklist keeps you from...