Home inspection overview

A home inspector non-invasively examines theUnited Kingdom
condition of a home, often in connection with theA home inspector in the United Kingdom (or more
sale of that home. This process is referred to as aprecisely in England and Wales), is an inspector
home inspection.certified to carry out the Home Condition Reports
An inspector will check the roof, basement, heatingthat, it is expected, will become part of the new
system, water heater, air-conditioning system,Home Information Pack.
structure, plumbing, electrical, and many otherOn July 18, 2006, the Government announced the
aspects of buildings looking for damage which maypostponement of compulsory Home Condition
require expensive repairs, as well as fire, safety, andReports, which had been due to become part of the
health hazards. Think of a home inspector as aHome Information Packs on 1 June 2007, leaving the
detective searching throughout the house for cluesfuture for the inspectors somewhat uncertain [1]. It is
that lead to a conclusion of the home's overallexpected, however, that they will be required to
condition.carry out the Energy Performance Certificatation,
A home inspector is sometimes confused with a realwhich remains a mandatory part of the packs.
estate appraiser. A home inspector determines theHome inspectors are required to complete the ABBE
condition of a structure, whereas an appraiserDiploma in Home Inspection to show they meet the
determines the value of a property.standards set out for NVQ/VRQ competence based
A home cannot "fail" an inspection, as there is noassessment (Level 4). At the time of writing (July
score or passing grade given. A professional home2006?) nearly 3,000 candidates who have registered
inspection is an examination of the current conditionwith training and assessment centres. The
of a house. It is not an appraisal. It is not a municipalgovernment have suggested that between 7,500
inspection, which verifies local building code codeand 8,000 qualified and licensed home inspectors will
compliance. A home inspector, therefore, will not passbe needed to meet the annual demand of nearly
or fail a house, but rather describe its physical1,000,000 home information packs.
condition and indicate what components and systemsThe intention is that inspectors will carry insurance to
may need a major repair or replacement.protect consumers that rely on their inspections.
North AmericaThere is no official scheme to protect consumers
In the United States and Canada, a contract tofrom uninsured inspectors should there be a problem
purchase a house will often include a contingency thatwith a report which a buyer has relied upon. This
the contract is not valid until a home inspector hasaspect is under review by Yvette Cooper on behalf
inspected the property (and the contract will usuallyof the Government.
provide for how problems found in inspection are toPre-delivery inspection
be remedied). In many states and provinces, homeThe pre-delivery inspection, which generally applies to
inspectors are required to be licensed but typically,newly-built homes, is a real estate term that means
licensed professional engineers are exempt fromthe buyer has the option (or requirement, depending
home inspector licensing since their license to practiceupon how the real estate contract is written) to
engineering covers home inspections. Typicalinspect the property prior to closing or settlement.
requirements for obtaining a license are to completeThese inspections generally takes place up to a week
an approved training course and/or to pass anbefore a closing, and they generally allow buyers the
examination selected by the state's licensing board.first opportunity to inspect their new home.
Several states and provinces also require inspectorsAdditionally, the inspection is to ensure that all terms
to periodically obtain continuing education credits inof the contract have been met, that the home is
order to renew their licenses.substantially completed, and that major items are in
A home inspection is often referred to as anworking order.
"engineering report", although many home inspectorsAlong with a representative of the builder (generally
are not licensed professional engineers. The essentialthe construction supervisor or foreman), the buyers
difference between a home inspector and amay be accompanied by a home inspector of their
professional engineer is that the professional engineerchoice. Any noted defects are added to a punch list
can offer opinions based upon engineering judgmentfor completion prior to closing. Often a second
and can design specifications for repair orinspection is conducted to ensure that the defects
reinforcement of a structural deficiency, althoughhave been corrected.
engineering design is typically outside the scope andMany local governments within the United States and
fee structure of a standard home inspection. EitherCanada require that new-home builders provide a
way, anyone entering the home inspection fieldhome warranty for a limited period, and this typically
should be trained in the unique discipline of homeresults in home builders conducting a pre-delivery
inspection. Assuming that the home inspector orinspection with the buyer.
licensed engineer has been properly trained and hasIn a resale situation, this type of inspection is often
sufficient experience, either person should be able totermed the "final walk-through", and, based on the
provide a satisfactory, detailed inspection of acontract's provisions, it allows the buyer the
property.opportunity to inspect the home prior to closing to
Currently, more than thirty U.S. states regulate theensure that agreed-upon repairs or improvements
home inspection industry in some form.have been completed.