| A professional home inspector can play a very | | | | air conditioning, and appliances. He will be on the |
| important role when you are buying your next house. | | | | lookout for fire hazards, mold, and emissions of |
| An inspection helps a buyer understand the condition | | | | carbon monoxide and radon gas. |
| of the residence. It also helps the seller provide | | | | Though it is not necessarily required, he may also |
| accurate information, which helps make the sale. | | | | check driveways and sidewalks, the porch, patio, |
| Because a home is such a major purchase, you will | | | | balcony, septic tank, and the garage or other |
| need to exercise considerable discernment. Here are | | | | buildings that go with the property. Some of these |
| a few pointers to help you avoid pitfalls. | | | | may require an additional fee. |
| First, understand that this review is not an appraisal. | | | | Your inspector should be properly qualified for your |
| An appraisal protects the lender's financial interests | | | | state and local area and should have all the necessary |
| and is the bank's way of determining if the property | | | | equipment to do the job. You can expect his |
| is worth what you have agreed to pay. On the other | | | | services to cost roughly $400 to $800, depending on |
| hand, your inspection protects you, the buyer or | | | | the size of the property and the area of the country |
| seller, by identifying structural or mechanical problems | | | | in which you live. |
| with the house. | | | | The report he provides you should be very specific |
| Buying real estate can be an attractive proposition in | | | | and detailed. It should not be just a quick checklist. It |
| an economy where home prices are down tens or | | | | is a good idea for the report to be accompanied by |
| even hundreds of thousands of dollars. Would you | | | | photographs. Your report should include digital pictures |
| believe some people only spend 15 minutes deciding | | | | to document the findings. Your inspector should take |
| on the residence they want to buy? Keep in mind | | | | time to answer any questions you have and define |
| that no purchase is perfect, and you should never | | | | terms you are unsure of. |
| buy a home without having it inspected first. | | | | Exercise caution when choosing your home inspector. |
| This is especially true if you want to buy one that | | | | While getting a recommendation from your real |
| has gone through a foreclosure. You absolutely must | | | | estate agent may sound like a good idea, consider |
| have it inspected. It is possible the previous owner | | | | choosing an inspector yourself. Avoid any possible |
| may have sabotaged it in anger over a desperate | | | | conflicts of interest by getting an independent |
| situation. As astonishing as it may seem, home | | | | inspector. |
| inspectors have found such problems as headers cut | | | | Ask trusted friends and coworkers for referrals. |
| from steps, rafters cut in attics, electric wiring cut, | | | | Listen to their concerns and criticisms as well. Check |
| and in one instance reported motor oil had been | | | | for recommendations from the American Society of |
| poured over flooring and carpeting. | | | | Home Inspectors ( |
| The thorough analysis of a home inspection brings to | | | | Verify the inspector's credentials. How long has he |
| light areas that need attention so unpleasant surprises | | | | been doing business? Does he have a license; what is |
| can be avoided later. Investing a few hundred dollars | | | | the license number? |
| in now can save you thousands down the road. | | | | A home inspector can be worth his weight in gold. |
| The walk-through should take at least two hours and | | | | When he does his job, he will help you gain |
| could take as many as six hours. This varies | | | | perspective about the home you are buying. You |
| depending on the size of the residence. Your | | | | need to know the positives and the negatives. That |
| professional service person will examine the | | | | will help avoid pitfalls and keep all parties involved |
| foundation, roof, gutters, all types of siding, doors | | | | from having unrealistic expectations about the |
| and windows, electrical wiring, plumbing, heating and | | | | property. |