Buying Property in South Africa in 2009

Is this a good time to buy property in South Africa?Recently interest rates started dropping and further
Emphatically YES -- especially if you are an overseasreductions are expected. Experts are divided about
buyer who benefits from the relative weakness ofwhen the property market will recover but are in
the South African rand against major currencies.agreement that in the medium to long term South
South Africa, with its beautiful scenery, wonderfulAfrican residential, commercial and agricultural
climate and appealing cities and towns offersproperty will continue to be a sound investment.
property buyers a wide selection of very desirableSome observers have cited political uncertainty as a
properties at prices that are a bargain compared withpotential threat to the long term sustainability of the
equivalent properties in many parts of the developedSouth African property market. "What if South Africa
world.adopted Zimbabwe-style land seizure policies?" they
According to South African banks, average houseask. But there is no evidence to support such fears.
prices have declined by from 1,5% to 7% over theOn the contrary, South Africa is among the top 25%
past year, making property prices even keener forof countries globally who boast a positive relationship
buyers with Euros, dollars or pounds.between the protection of property rights and the
Another bonus for foreign purchasers is that Southcountry's well-being, according to the 2009
African property ownership laws do not put anyInternational Property Rights Index. The Index looks
significant obstacles in the way of non-residents whoat the positive effects of a country's legal and
wish to buy real estate in South Africa.political environment, and recognition and
So, what is the catch? Are there sinister reasons forenforcement of physical and intellectual property
the relatively low property prices? Not at all. Southrights.
Africa is a developing country and experts predictA savvy international businessman from Europe who
that the property market will grow for years tobought a game farm in South Africa last year,
come as a result of the strong demand for housingweighed up the attractive price of the land and a
by an increasing number of households and a rapidlyrange of risk scenarios before signing on the dotted
growing middle class. The current market dip followsline. He concluded that as an investment opportunity
the introduction of laws that severely tightened bankSouth African property offered one of the world's
lending, substantial interest hikes introduced tobest tradeoffs between risk and price.
counter inflation, and the global credit crunch.