Foreclosures in Canada-Reasons and Tips to make a decision

clForeclosed homes in Canada are sold in two ways:
Reason for Foreclosures is simple. Home owners are• Courthouse Auction sale: Check with the
not able to make mortgage payments. The reasonsCourthouse assistant to verify available sales and
could be various- Job loss, divorce, ill health –dates. If the bids do not cover the mortgage
in short, a change in financial situation. Further to thebalance, usually the bank or any other mortgage
above reasons, it is the booming real estate marketlender will buy out the property. But one cannot buy
in prior years and global financial down turn and crisis.such a property as the balance of the mortgage
People have refinanced their homes by pulling outpayment has to be made on the date of the sale.
available cash for increased mortgage payments fromHouse inspection is not possible prior to the purchase.
their equity and are unable to make those paymentsYou have to take it as it is.
for various reasons.