Home Inspections - 9 Tips to Minimize Your Risk as a Buyer by Finding the Right Inspector

This article is written for buyers of real estate infirst.
California, but most of the tips are applicable to5. What about licensing and credentials?
every state. The State of California and the CaliforniaFew people know that the State of California does
Department of Real Estate now strongly recommendneither control nor license home inspectors! So it is
that every buyer of property in the State have avery important to investigate the qualifications of any
professional home inspection.inspector. Get references from the inspector or talk
1. What is a home inspection?to agents who have worked with the inspector. Look
A home inspection examines the physical andfor the inspector's membership in industry
operational condition of a property through visualorganizations. Your inspector should adhere to the
means and through testing of plumbing fixtures,CREIA Standards of Practice mentioned earlier. Other
electrical systems, appliances and heating and airorganizations include the National Association of
conditioning systems. Inspections include the roof,Certified Home Inspectors, NACHI ( and the
foundation, water drainage, walls, floors, windows,American Society of Home Inspectors, ASHI (
doors, and more. Home inspections do NOT include6. Be sure you know the background of the person
inspection for living organisms including mold andactually doing the inspection.
termites. However, most home inspectors willMany good home inspectors are one man companies.
comment if they see evidence of water, mold,Others are franchises with the inspector/owner
infestation and/or damage from any of those.running his local office. Others are companies that
2. Are there inspection standards?have many inspectors on payroll with varying
To quote the California Real Estate Inspectionamounts of experience. Any time you consider any
Association (CREIA) Standards of Practice, "A Realcompany, be sure to get the qualifications of the one
Estate inspection is a non-invasive physicalperson assigned to your job.
examination designed to identify material defects in7. Look for a guarantee in writing.
the systems, structures, and components of aUnlike most other businesses, very few home
buildings..." and, "A material defect is a condition thatinspectors fully guarantee their work. A good
significantly affects the value, desirability, habitability,guarantee does not just offer your money back for
or safety of the building." For the entire documentthe cost of an inspection, but actually pays to
see the CREIA Standards.correct any defect that was missed by the inspector
3. What is reported?during an inspection. Don't accept any verbal
The inspection report itemizes each "material defect"comments about guarantees. An inspection company
that needs attention. Reports vary considerably.with a real guarantee will have it in writing on their
Some are complicated checklists and narrativesweb site.
without pictures. Others include full color pictures with8. What should it cost?
captions explaining what is in the picture. Most buyersThe cost of a home inspection will vary greatly. A
find reports with pictures are much more useful1000 square foot condo will be lower in cost than a
because they make defects clearer to the seller3000 square foot home. Never make a decision on
when you ask the seller to fix a defect. As youprice alone. Saving $100 by going with the cheapest
know, "a picture is worth a thousand words".inspection can cost $1000s of dollars if something is
4. Look for the latest InfraRed (IR) thermal imaging.missed.
Every inspection should include measurements of9. How do I find the inspector's credentials?
electrical outlets with electricity monitors. WaterLook for an inspector with an informative web site.
pressure should be taken with a pressure meter.You should be able to see the inspector's
Temperature probes are used to be sure heatersbackground, experience, qualifications, Certifications,
and air conditioners are working properly. The latestsample report and customer references. Look for a
technology is InfraRed (IR) thermal imaging. This is anguarantee, the details of which should be spelled out.
invaluable tool that some inspectors are starting toCall the inspector and ask any questions you have.
use. It can show defects the human eye cannot,Note: This article is copyrighted by the author but
such as the presence of moisture in floors, walls andbuyers and home inspectors are encouraged to copy
ceilings. It shows defects in insulation and leaks in airand use this article as long as the author's name and
and heating systems. If you can find an inspectionweb site are kept with it.
company offering IR thermal imaging, consider them