| You are obligated to pay the fine that comes with | | | | police are charged under the Highway Traffic Act and |
| photo radar tickets, however, Auto insurance | | | | suffer the consequences of increased insurance |
| companies can not legally increase your car insurance | | | | costs, and possible policy cancellation. This is a strong |
| rates. To ensure you are not being charged extra, go | | | | deterrent and keeps our roads safer. |
| to your local DMV and request your Drivers Abstract. | | | | Photo radar results in fewer police patrolling the |
| The drivers abstract lists all tickets, suspensions and | | | | streets. So “cheers” to the drunk driver. |
| demerit points over the past 5 years. Saving money | | | | Three tickets by photo radar may cost the drunk |
| is on everyone’s mind. The only way to ensure | | | | driver a few hundred dollars. Getting pulled over by |
| that you find which companies offer the lowest price | | | | the police would cost them their license. Hopefully, if |
| is to do an online rate search. offers free rate | | | | the police don’t catch these drivers, karma will. |
| searches for drivers. | | | | Radar Detector: The police use Omni-directional radar |
| This article explains the difference in rates between | | | | devices, so they can shoot ahead, behind, to the |
| photo radar tickets and police issued tickets. | | | | side, actually, in any direction. If the radar device |
| Radar | | | | catches you, you are not automatically guilty. |
| Photo radar appears to be a license for the wealthy | | | | If you are planning to fight the ticket, it’s good |
| to speed. | | | | to know that the radar device is used to corroborate |
| There are no consequences to getting caught by | | | | what the officer saw. Did the police officer see you |
| photo radar. You pay and get away. You do not go | | | | speeding? Further, you don't want to make the police |
| to court and your insurance rate never goes up. | | | | officer’s documentation that thorough as a result |
| When pulled over and ticketed by a police officer | | | | of your cross examination. Save it for court. |
| your insurance rate will skyrocket. Tickets from | | | | Red Light Cameras: Red light cameras are used to |
| photo radar have no insurance consequences, as the | | | | catch drivers who run red lights. The negative |
| ticket is assigned to the car, not the driver. | | | | consequences are that drivers use poor judgment of |
| Here’s a rate comparison between a driver with | | | | whether or not to go through a yellow light. Knowing |
| 3 photo radar tickets verses a driver ticketed 3 | | | | that there is a red light camera can result in violent |
| times by the police. | | | | braking, which can cause an accident instead of |
| Driving Profile ---------- Lowest | | | | avoiding one. |
| 3 Photo Radar Tickets $1,425 | | | | The ticket does not affect your insurance because |
| 3 Police Issued Tickets $3,731 | | | | it’s assigned to the vehicle, as the driver's |
| Drivers who get pulled over and ticketed by the | | | | identity cannot be confirmed. |