You Don't Need Health Insurance!

Seems almost every situation in our lives is centered
on communication. Good or bad, the way we1. All items that might fail may not be warranted, and
express our thoughts, wants, and needs to each2. Items presently not functioning would be
other determines how we live, love, and learnexempted from coverage as an existing problem.
together.When explaining the relationship of the home
As a guy who is a regular on the seminar circuit,inspection to the home warranty, consider the home
does a live radio show, an HGTV television show,inspection to be a physical exam and the warranty to
writes books, columns, and articles, and all the whilebe health insurance. Would you ever expect to hear
runs a thriving home inspection company, I get to dosomeone say, "you don't need a physical exam,
a great amount of communicating. Some of thatyou've got health insurance"? Doesn't seem to make
communication is by transmitting; some of it is bymuch sense, does it? That is essentially what we are
receiving. After much reflection, I have come to thesaying to our customers with the "you don't need a
conclusion that nothing is learned when we transmit,home inspection, you are getting a home warranty"
but great gains come from receiving. That is to say,comment!
we learn when we listen, not when we speak.Let's flip it around now. How about "you don't need a
Not a day goes by that I am not listening to Realtors.home warranty, you are getting a home inspection".
Most days I listen to more than a few, some daysHere's the medical equivalent, "you don't need health
more than a dozen, and on occasion, I listen toinsurance, you just had a physical exam"!
hundreds at a single seminar sitting. The thingsInsane!
Realtors tell me help me get better. Better at homeIn so many instances, when I have been able to
inspecting, better at dealing with customers, betterexplain a new or complex home related issue to a
on the radio, just better at every aspect of mycustomer in equivalent medical terms, they suddenly
professional life! But all that input is not withoutget it. They seem to understand and are now
moments. Those moments range from the amazingcomfortable. Clearly, most homebuyers are not in the
to the zealous, sad to humorous, and brilliant to well,medical profession, but the language is familiar to
less than brilliant!them. Must be from watching ER or Marcus Welby
One of my favorite Realtor quotes follow, completereruns!
with my thoughts and commentary. A disclaimerSo be clear in your communications with your
before we begin, if this particular quote sounds likecustomers. Be ready and able to clearly articulate a
you, know that none of what follows is from a singlecompelling argument for anything you wish to say.
source, but representative of things I hear on a nearAnd above all, EDUCATE your customers. Educate
daily basis.them on why they need a home inspection, a home
"You don't need a home inspection, you're getting awarranty, or whatever the subject is. Teach them
home warranty".how to choose a qualified home inspector. Teach
Seems to make sense to some that if items arethem how to make a good decision on any real
warranted, their condition is of little importance. Butestate subject or issue. They will love you for it!
among the problems with this thought are: